Friday, August 14, 2009

Money Saving Tips

People are always trying to save money, especially with today's economy. No matter what your reason for saving. The price of everything has gone up, requiring people to be more conscientious about money. The problem is that by the time the mortgage, car, utilities, and credit car are paid, there is little money to put aside. Saving money is not that hard, just a matter of learning all the different options and being creative.

In addition, to the obvious of putting money into a retirement fund or savings account, there are hundreds of ways to save money. Although some ways of saving may not seem like much, once you add them up at the end of the year, you will see how substantial the saving really are. Keep in mind that saving is more than a single lump sum of money put aside. Saving is something found in your everyday life by the way you live and the choices you make.

*****LIST OF SAVING MONEY****

1. Holiday Gift Giving
This tip is especially helpful for large families. Although it is fun buying for and receiving from everyone, it can be very expensive. Make an agreement with your family that you will continue to buy for the children but that the adults will go with a name exchange. This way the children are not disappointed and you can spend a little more on one or two people rather than spreading you money thin. For the member that you did not pick to exchange with, or bake a loaf of their favorite homemade bread or cookies.

2. Clearance
Always head straight for the clearance rack where you can find amazing bargains. Sometimes you may have to dig a little to find the right item but the saving will be well-worth you time. Most clearance racks offer variety, current trends, and great value. For example, Bed, Bath and Beyond has a clearance section where you can find all kinds of wonderful household items for a fraction of the original cost.

3. Reuse
When you shop, look for items that can be reused. Rechargeable batteries are a perfect example. Even though the initial purchase may be more that non rechargeable batteries, there is a definite savings over a long period. Another option would be to purchase a nice artificial Christmas tree. Many of the current artificial trees look amazingly real and with the right lights and ornaments, you can change the look from year to year.

4. Landscaping
If you are considering creating a nice flower garden area, shopping for plants even on sale, can be expensive. Before you go out and start spending, look around to see it you have other plants that can be split from your existing flowers. Additionally, if you have a good relationship with any of your neighbors, you might ask them if they have any plants you could use as a starter. Another grat idea is the next time time you are in the market to buy a lawnmower, purchase one that mulches leaves. This way, rather that buy mulch for your flowerbeds every year, you can simply use the mulch you make.

5. Budget
Everyone should create a budget. If you are not sure how or just not good with money, many businesses such as H&R Block, offer free financial consulting to help you put a budget together. Knowing where you are spending your money is by far the best way to save. In most cases, people have no idea where their money is really going and once they see it on paper, not only are they surprised but eager to change their spending habits.

6. Plan
Planning is a great way to save. Before you go to the grocery store, make a list and stick with it. If considering a vacation, plan everything. Heading out with no set direction will certainly lead you to impulsive spending.

7. Buy in Bulk
Is is true that warehouse shopping can save a lot of money. Even if you have a small family, you can always split large quantities. The price of items in bulk is generally a great bargain. If you are single, you might go in with friends of family on bulk items.

8. Allowance
Do not forget to give yourself an allowance for things you enjoy. Even if on a tight budget, buy something that you enjoy, which could be as simple as buying a new shirt or grabbing luch at your favorite cafe. If you do not allow yourself this small "splurge", you could find yourself in the same position as if dieting.

9. What Matter to You
Make a list of the 10 most important things in your life. Next to each item, rank them in order of importance using numbers 1 through 10. The purpose of this exercise is to help you see the things you consider the most and least important and to provide you with a visual of why you need to save. Some examples of things that a person might put on their list include new home, car, special trip, artwork, starting a business, or pay off debts.

10. Setting Goals
Break you goals into short-term, intermediate-term, and long-term. Being able to see your accomplishments is a great motivator for to work hard at saving. If you set a short-term goal of saving for tickets to the symphony and reach that goal, you will be encouraged to keep saving for the intermediate and long-term goals.

11. Be Realistic
When it comes to saving money, make sure the goals you set for yourself are realistic. If you earn $50,000 a year, saving $20,000 would be nice but it is very unrealistic. Make your goals attainable or you will never save.

12. Flexibility
Once you have set you goal for saving, realize that things can and will change. The secret is learning ways to be flexible. If you normally save $150 a month when something unexpected happens, you only be able to save $50 that month. This is fine as long as you focus on getting on track.
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free PSP game downloads


Custom Firmware 5.00m33-6 Update:
Quote:
http://98725546.linkbucks.com (For PSP(Phat and Slim) version 5.00m33 or higher until 5.00m33-5)
Quote:
http://www.mediafire.com/download.php?nuznwnlyzvq
http://www.mediafire.com/download.php?mcd2ynwngmy (For PSP(Phat and Slim) version 3.71m33 or higher only but below 5.00m33)
Quote:
Originally Posted by NikDimas
A little tutorial on how to update:
Put all the files in the download into UPDATE folder(create it if it's not there) in you PSP/GAME folder of your memory stick.
Then, go to the PSP's XMB and select game and then select the update. You need to at least have 75% battery charge.
I'm not responsible for any bricks this might cause if you didn't update properly! Use it at your own risk!

Frequently Asked Questions:
Quote:
Originally Posted by NikDimas
I am making this FAQs thingy because I'm pissed off at those replies in this thread and also because I'm bored at the moment. If there's anything I could add please tell me by pming me or posting in this thread. Will + rep you if you suggest and I use your suggestions :P
Quote:
Q1: The link for is down! Please reupload!!! (I see a red box)
Please reply to this thread with the down link(s) so that it'll be easier for me to fix it. Thanks. Also, please screenshot it. To me, everything isn't down atm...
Quote:
Q2: I want to request!
Sure, but it'll take time since I'm uploading 24/7 lols... first come first served :P Btw, please +rep if your request is uploaded hehe..
Quote:
Q3: I want to join your team, can I? What must I have in order to join your team?
Sure. You'll need a lot of time and will. I dun want a come and go team member. Also, every week must at least upload 3 games ...
Quote:
Q4: Can you mirror your uploads to hosting sites here>?
Absolutely no. This thread is for Mediafire uploads only unless the part really cant be uploaded on Mediafire (in the case of GUNPEY)
Quote:
Q5: This part is corrupt! WTF
No it's not. I've tested all these before I upload. Please redownload it.
Quote:
Q6: Can I link steal?
No please! I'll have to delete all my uploads if you do that. :P :@
Quote:
Q7: What firmware you tested this on?
5.00m33-5 and 5.00m33-6
Quote:
Q8: Where did you get all these games? Did you leech?
What is leech? LUL. I got them frm smwhere..and tested them, and reupload them to mediafire. I did not own those umds which they were ripped from :P
Quote:
Q9: What do I use to extract the files I downloaded?
Use WinRAR which can be downloaded here Cracked) http://www.mediafire.com/?nijdztlwimw Password: nikdimas (All small letters)
Quote:
Q10:How do I extract files which have 001...002..behind their names? o.o
They are files compressed using 7zip. So please google 7zip and download it(it's free). Install it and then right click those files and click "extract here". :P


Tutorial: How to download?! :P
Quote:
Originally Posted by NikDimas
At the end of reading this tutorial, you should be able to download from mediafire using IDM. If not, go get a shotgun and shoot it at your head you noob! xD Just kidding!
Step 1: Find a link that you want and right click it and then left click "Download with IDM".

Step 2: Wait for the file size to appear before...
Step 3: Pressing start download to download the file.

--End of Tutorial--

Tutorial: How to extract?! :P
Quote:
Originally Posted by NikDimas
At the end of reading this tutorial, you should be able to extract a WinRAR or 7zip file. If not, you know what to do!
WinRAR
Step 1: Right click the files you want to extract (or it'll be the 1st part of the whole archive)
Step 2: Navigate to the Extract here button and left click it (as shown in the picture). Congrats! You're extracting a WinRAR file! :P


7zip
Step 1: Right click the files you want to extract...
Step 2: Navigate to the button as shown in the picture and left click it. Congrats you're extracting a 7zip file! :P

--End of Tutorial--

Some of the files are already uploaded in their cso format so there's no need to extract it. (Simply put it in the PSP's ISO folder and play )

If you downloaded, just reply to keep the thread active or +k or rate the thread. I'll appreciate more if you replied to the thread anyways.

Press CTRL+F and find the games that you want!!!

Hottest Games For The Month:
Retribution USA Full ISO - http://www.mediafire.com/?sharekey=1...efea012f4cbe9a


Mediafire Uploads

List of Uploaded Games

Action Games

X Men Origins Wolverine



50 Cent Bulletproof



Quote:
Size: 183mb

Audition Portable



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Size: 701mb

Exit 2



Quote:
Size: 89.43mb

Free Running



Quote:
Size: 248mb

Megaman Powered Up



Quote:
Size: 249mb

Platypus



Quote:
Size: 26.1mb

Spiderman 3 PSP (Ripped)



Quote:
Size: 44mb
Don't say it's not working. I've tested it a lot of times and it works! Don't convert it to cso please because it may not work. I didn't rip it myself. It's from another link.

================================================== ================================================== ====================================

Role Playing Games

Blade Dancer



Quote:
Size: 279mb

Brave Story



Quote:
Size: 154mb
SAVE FILE 100% COMPLETE INCLUDED

Dissidia Final Fantasy JAP



Quote:
Size: 1.605gb

Dungeon Maker Hunting Ground



Quote:
Size: 98.9mb

Dungeon maker 2 The Hidden War



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Size: 42.97mb

Valhalla Knights 2 (English)



Quote:
Size: 860mb

YS The Ark Of Napishtim



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Size: 360mb

Yugioh Tag Force 1



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Size: 502mb

================================================== ================================================== ====================================

Fighting Games

Bleach Soul Carnival



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Size: 469mb

Bleach 5 Heat The Soul



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Size: 376mb

DBZ Another Road



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Size: 336mb

Def Jam Fight for New York



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Size: 500mb

Gundam Seed Rengou VS Zaft Portable



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Size: 476mb

Gundam VS Gundam



Quote:
Size: 388mb

Worms 2 Open Warfare



Quote:
Size: 162mb

================================================== ================================================== ====================================

Strategy Games

Diner Dash



Quote:
Size: 68.4mb

Thrillville Off The Rails



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Size: 453mb

================================================== ================================================== ====================================

Sports Games

Football Manager Handheld 2009



Quote:
Size: 65.95mb

NBA Street Showdown



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Size: 265mb

Pangya Golf Portable Patched



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Size: 1.5Gb

[QUOTE]Part 1: http://www.mediafire.com/download.php?hmojwwiilcz
Part 2: http://www.mediafire.com/download.php?zzm33mmzfyn
Part 3: http://www.mediafire.com/download.php?mmjzgjyczh2
Part 4: http://www.mediafire.com/download.php?wjhwmjmntmn
Part 5: http://www.mediafire.com/download.php?ygxhteryaoj
Part 6: http://www.mediafire.com/download.php?drbml4lenj3
Part 7: http://www.mediafire.com/download.php?lji2jqhwzjh
Part 8: http://www.mediafire.com/download.php?zzyxmztydwn
Part 9: http://www.mediafire.com/download.php?ictdjtoi2mm
Part 10: http://www.mediafire.com/download.php?jwdto3fjdnx
Part 11: http://www.mediafire.com/download.php?jajo4hdzrwm
Part 12: http://www.mediafire.com/download.php?5wahern5mwt
Part 13: http://www.mediafire.com/download.php?mnt5lumjhkg
Part 14: http://www.mediafire.com/download.php?gtikyldynmq
Part 15: http://www.mediafire.com/download.php?dzzymqmzydt

Super Pocket Tennis



Quote:
Size: 78.39mb

Virtua Tennis World Tour



Quote:
Size: 167mb

================================================== ================================================== ====================================

Japanese Games

================================================== ================================================== ====================================

Racing Games

Talkman Travel JAP


Burnout Dominator



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Size: 394mb

Cars



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Size: 267mb

Fired Up



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Size: 22.64mb

Flatout



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Size: 365mb

Ford Street Racing



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Size: 100mb

Gripshift



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Size: 71.45mb

Hot Wheels



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Size: 95.01mb

MACH



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Size: 247mb

Midnight Club 3 Dub Edition



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Size: 0.99gb

Quote:
NikDimas: Sorry, all in 100mb part lols.
Motor GP



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Size: 229mb

Need For Speed Carbon



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Size: 287mb

Off Road Racing



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Size: 454mb

Sega Rally



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Size: 166mb

Super Bike



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Size: 150mb

Twisted Metal Head On



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Size: 89.82mb

================================================== ================================================== ====================================

Puzzle Games

Bust a Move Ghost



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Size: 37.49mb

EchoChrome



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Size: 44.93mb

Hot Pixel



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Size: 233mb

Mercury



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Size: 219mb

N Plus USA(N+)



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Size: 27.87mb

Practical Intelligence Quotient



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Size: 26.1mb

Super Collapse 3



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Size: 33.5mb

Ultimate Board Collection



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Size: 46.75mb

================================================== ================================================== ====================================

Language Games

My Spanish Coach



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Size: 87.68mb

================================================== ================================================== ====================================

Simulation Games

Beats



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Size: 235mb

DJ Max Portable Black Square



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Size: 515mb

Flow



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Size: 88.44mb

Traxxpad



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Size: 196mb

================================================== ================================================== ====================================

The Sims Games

The Sims 2 Castaway



Quote:
Size: 46.75mb

================================================== ================================================== ====================================

Syphon Filter Games

================================================== ================================================== ====================================

Monster Hunter Games

Monster Hunter Freedom 2



Quote:
Size: 676mb

================================================== ================================================== ====================================

Shooting Games

Battle Over The Pacific



Quote:
Size: 49.05mb

Everyday Shooter



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Size: 45.98mb

Gun Showdown



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Size: 623mb

Heatseeker



Quote:
Size: 217mb

Coded Arms USA



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Size: 111mb

Ghost Recon Advanced Warfighter



Quote:
Size: 71.45mb

Medal Of Honour Heroes USA



Quote:
Size: 489mb

Retribution DEMO



Quote:
Size: 208mb

Socom II Fireteam Bravo



Quote:
Size: 679mb

Super Stardust Portable



Quote:
Size: 71.17mb


================================================== ================================================== ====================================

Brain Games

Brain Challenge



Quote:
Size: 47.26mb

Buzz Brain Bender



Quote:
Size: 541mb

Buzz Quiz



Quote:
Size: 429mb

Hot Brain



Quote:
Size: 401mb

Mind Quiz



Quote:
Size: 27.87mb

================================================== ================================================== ====================================

Grand Theft Auto Games

Grand Theft Auto Vice City



Quote:
Size: 363mb

Quote:
Part 1: http://www.mediafire.com/download.php?kwmwmtmneyt
Part 2: http://www.mediafire.com/download.php?zrwieolmjen
Part 3: http://www.mediafire.com/download.php?5yzjanmythn
Part 4: http://www.mediafire.com/download.php?5ajmjnqzyny

************************************************************************************
************************************************************************************
************************************************************************************
DYNASTY WARRIORS ~ STRIKEFORCE 1.05 GB

http://www.megaupload.com/?d=RGUYH7H6
free users : pass;
part 1 ~ http://www.megaupload.com/?d=ZLJAJBAR
part 2 ~ http://www.megaupload.com/?d=VUJGOA9T

Ace Combat X (Skies of Deception) USA CSO



209 mb .rar - 283 mb extracted:

Armored Core: (Formula Front) USA CSO



403 mb .rar - 419 mb extracted:

Burnout Dominator USA CSO



376 mb .rar - 394 mb extracted:

Burnout Legends USA CSO



218 mb .rar - 249 mb extracted:

Castlevania: (The Dracula X Chronicles) USA CSO



712 mb .rar - 741 mb extracted:
Dissidia: (Final Fantasy) (Demo) USA CSO



80.9 mb .rar - 81.7 mb extracted:

Dragon Ball: (Evolution) USA ISO



148 mb .rar - 376 mb extracted:

Dragon Ball Z: (Shin Budokai - Another Road) USA CSO



329 mb .rar - 336 mb extracted:

Final Fantasy USA CSO



125 mb .rar - 126 mb extracted:

Final Fantasy 2 USA ISO



142 mb .rar - 274 mb extracted:

Final Fantasy VII (Crisis Core) USA ISO



942 mb .rar - 1.59 gb extracted:
Final Fantasy Tactics (The War of the Lions) USA ISO



191 mb .rar - 399 mb extracted:
FlatOut: (Head On) USA ISO



333 mb .rar - 429 mb extracted:
God of War (Chains of Olympus) USA CSO, 1.16 gb .rar - 1.22 gb extracted



God of War Part 1, 1000 mb .rar:
God of War Part 2, 162 mb .rar:
Iron Man USA CSO



497 mb .rar - 504 mb extracted:

Killzone: (Liberation) USA CSO



483 mb - 496 mb extracted:

Metal Gear Solid: (Portable Ops Plus) USA ISO



600 mb .rar - 1.16 gb extracted:
Metal Slug Anthology USA CSO



633 mb .rar - 638 mb extracted:

Monster Hunter Freedom USA CSO



220 mb .rar - 229 mb extracted:

Monster Hunter Freedom 2 USA CSO



638 mb .rar - 655 mb extracted:

Monster Hunter Freedom (Unite) USA ISO



737 mb .rar - 741 mb extracted:
Mortal Kombat (Unchained) USA CSO



969 mb .rar - 1.03 gb extracted:

Need for Speed Carbon: (Own the City) USA CSO



213 mb .rar - 229 mb extracted:

Need for Speed: (Most Wanted 5-1-0) USA CSO



163 mb .rar - 184 mb extracted:

Need for Speed: (Undercover) USA ISO



525 mb .rar - 1.21 gb extracted:

Patapon USA CSO



160 mb .rar - 210 mb extracted:
Phantasy Star Portable USA ISO



792 mb .rar - 1.02 gb extracted:
Resistance Restribution USA ISO, 1.33 gb .rar - 1.55 gb extracted



Resistance Retribution Part 1, 1000 mb .rar:
Resistance Retribution Part 2, 325 mb .rar:
Rock Band Unplugged USA CSO



885 mb .rar - 924 mb extracted:
Silent Hill: (Origins) USA CSO



697 mb .rar - 710 mb extracted:
Sonic Rivals USA CSO



111 mb .rar - 121 mb extracted:

Sonic Rivals 2 USA ISO



191 mb .rar - 491 mb extracted:

Star Ocean: (First Departure) USA ISO



699 mb .rar - 1.07 gb extracted:
Star Ocean: (Second Evolution) USA CSO, 1.04 gb .rar - 1.08 gb extracted



Star Ocean Second Evolution Part 1, 1000 mb .rar:
Star Ocean Second Evolution Part 2, 44.4 mb .rar:
Star Wars: (Battlefront II) USA ISO



136 mb .rar - 275 mb extracted:
Star Wars: (Lethal Alliance) USA ISO



562 mb .rar - 857 mb extracted:
Star Wars Battlefront: (Renegade Squadron) USA CSO



656 mb .rar - 667 mb extracted:
Star Wars: (The Force Unleashed) USA ISO



500 mb .rar - 1.03 gb extracted:

Street Fighter: (Alpha 3 MAX) USA CSO



78.1 mb .rar - 96.3 mb extracted:

Tekken: (Dark Resurrection) USA CSO



693 mb .rar - 768 mb extracted:

Unbound Saga USA ISO



212 mb .rar - 414 mb extracted:

Valhalla Knights USA CSO



313 mb .rar - 372 mb extracted:

Valhalla Knights 2 USA ISO



446 mb .rar - 1.47 gb extracted:
Valkyrie Profile (Lenneth) USA CSO



563 mb .rar - 603 mb extracted:
WWE SmackDown vs. Raw (2009) USA ISO



802 mb .rar - 1.38 gb extracted:
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